MStreetX’s Capital Access Application Tool (CAAT) Launches in California to Modernize the CPCFA’s Capital Access Program

FOR IMMEDIATE RELEASE

April 7, 2026

Fairfax, VA – MStreetX, Inc.’s (MStreetX) Capital Access Application Tool (CAAT), a comprehensive cloud-based platform, launched today in California. The CAAT connects the Capital Programs & Climate Financing Authority (CPCFA), within the California State Treasurer’s Office, financial institutions, technical assistance providers, and small businesses to facilitate loan enrollment.

The CAAT modernizes the administration of the California Capital Access Program (CalCAP). CPCFA, through CalCAP, administers programs which incentivize capital investment in specific economic activities reflecting state and federal policy goals.

In partnership with the CPCFA, MStreetX is providing its financial technology software-as-a-service (SaaS) solution to support and streamline the full life cycle of CalCAP’s credit enhancement programs. 

The CAAT digitalizes all services necessary to enroll, administer, and track the credit enhancement programs for the CalCAP loans which include collateral support and loan loss reserves for the various CalCAP loan programs.

The CAAT replaced the CPCFA’s legacy Funding, Reporting, and Enrollment Database (FRED) system, which had been in use since 2010. The transition to MStreetX’s solution was designed to enhance data management and meet the rigorous reporting guidelines required by the U.S. Treasury for SSBCI. The platform is handling the extensive financial, demographic, and quarterly reporting required for federal compliance while providing a user-friendly interface for administering CalCAP’s various credit enhancement programs.

About MStreetX: MStreetX is a place-based inclusive fintech platform designed to foster small business growth and inclusive entrepreneurship. It uses artificial intelligence (AI) and predictive analytics to match a small business's risk profile with suitable and flexible capital sources, simplifying and accelerating the funding process.

About CPCFA: CPCFA, the Capital Programs & Climate Financing Authority, administers programs which encourage capital investment in projects advancing California's environmental, economic, and climate policy goals. CPCFA was established within the State Treasurer’s Office in 1972 and began operating March 7, 1973. Until January 1, 2026, CPCFA was known as California Pollution Control Financing Authority in reference to its original tax-exempt bond financing issued for industrial projects reducing air and water pollution.